{"id":180,"date":"2019-09-23T17:45:25","date_gmt":"2019-09-23T17:45:25","guid":{"rendered":"https:\/\/www.youngfamilydentistry.com\/blog\/?p=180"},"modified":"2019-10-14T17:45:38","modified_gmt":"2019-10-14T17:45:38","slug":"have-you-maximized-your-dental-insurance-benefits-yet","status":"publish","type":"post","link":"https:\/\/www.youngfamilydentistry.com\/blog\/2019\/09\/23\/have-you-maximized-your-dental-insurance-benefits-yet\/","title":{"rendered":"Have You Maximized Your Dental Insurance Benefits Yet?"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.youngfamilydentistry.com\/blog\/wp-content\/uploads\/2019\/10\/AdobeStock_114494603__1571074952_46795.jpg\" alt=\"\" class=\"wp-image-181\" width=\"302\" height=\"186\" srcset=\"https:\/\/www.youngfamilydentistry.com\/blog\/wp-content\/uploads\/2019\/10\/AdobeStock_114494603__1571074952_46795.jpg 800w, https:\/\/www.youngfamilydentistry.com\/blog\/wp-content\/uploads\/2019\/10\/AdobeStock_114494603__1571074952_46795-300x185.jpg 300w, https:\/\/www.youngfamilydentistry.com\/blog\/wp-content\/uploads\/2019\/10\/AdobeStock_114494603__1571074952_46795-768x474.jpg 768w\" sizes=\"auto, (max-width: 302px) 100vw, 302px\" \/><\/figure><\/div>\n\n\n\n<p>If you have dental\ninsurance, you might already know that your plan\u2019s benefits will reset at the\nend of the year. If you haven\u2019t seen your dentist in Joplin yet, time is\nrunning out to take full advantage of your plan. Here are 4 reasons why it\ncould be better for your wallet \u2013 and your smile \u2013 if you schedule an\nappointment now instead of waiting for the new year.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">1. Getting the Most for Your Premiums<\/h2>\n\n\n\n<p>If you\u2019ve kept up your premiums, it only makes sense to use\nthe services you paid for. Most in-network PPOs will fully cover the cost of two\ndental cleanings and checkups a year; these visits can help prevent or detect\ncavities and disease, and if an oral health problem is found, you have a better\nchance of finding and treating it early on. At the very least, you should make\nsure that you\u2019re getting the preventive care that you\u2019re already entitled to\nunder your plan.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. Meeting the Yearly Maximum<\/h2>\n\n\n\n<p>Most dental PPOs have a maximum amount of money that they\u2019re\nwilling to pay for your dental work during the year. The exact amount varies between\ninsurance carriers, but one thing you can count on is that once the year ends,\nthe yearly maximum will be renewed, and any money that\u2019s left over is lost. If\nyou know you need a filling or another procedure to protect your oral health in\nthe future, it\u2019s better to have it done now and use as much of the current yearly\nmaximum as possible.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3. Paying the Deductible<\/h2>\n\n\n\n<p>The deductible is what you must pay out of pocket before\ninsurance will pay for anything. This is usually waived for preventive care\nsuch as checkups and cleanings, but you\u2019ll usually be expected to pay the fee\nfor restorative procedures like getting a crown. If you\u2019ve already met your\ndeductible for the year, it\u2019ll be cheaper to have dental work done now before\nyou have to pay it again.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">4. Avoiding Long-Term Problems<\/h2>\n\n\n\n<p>It\u2019s a mistake to think you can save money by ignoring cavities\nor gum disease. Oral health problems only get worse over time, and eventually the\ntreatment they require becomes more expensive. A small cavity can be repaired\nby a filling; a large cavity might require a root canal, or it might even force\nthe dentist in Joplin to extract and replace the tooth. By having treatments\ndone as soon as possible, you\u2019ll stop your oral health from getting worse and\navoid the more costly procedures.<\/p>\n\n\n\n<p>Of course, every patient\u2019s needs are different. Talk to your\ndentist about ways you could improve your oral health and review your insurance\nplan to see what benefits you have. In some cases, using your dental benefits to\ntheir fullest could save you hundreds of dollars in the long run!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">About the Author<\/h3>\n\n\n\n<p>Dr. Dan K. Young has over 20 years of experience helping\npatients in Joplin protect their smiles. He believes in using preventive care to\navoid long-term oral problems, and he offers a wide variety of services \u2013\nincluding crowns, fillings, gum disease treatment and so on \u2013 that will let you\nuse your dental benefits while keeping your pearly whites healthy. To schedule\nan appointment at his practice, Young Family &amp; Cosmetic Dentistry, visit\nhis website or call (417) 781-3440.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you have dental insurance, you might already know that your plan\u2019s benefits will reset at the end of the year. If you haven\u2019t seen your dentist in Joplin yet, time is running out to take full advantage of your plan. Here are 4 reasons why it could be better for your wallet \u2013 and [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-180","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Dental Insurance | Dentist in Joplin | Young Family Dentistry<\/title>\n<meta name=\"description\" content=\"Have you made the most of your dental insurance? Here are 4 good reasons to use your benefits and see your dentist in Joplin before January.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.youngfamilydentistry.com\/blog\/2019\/09\/23\/have-you-maximized-your-dental-insurance-benefits-yet\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dental Insurance | Dentist in Joplin | Young Family Dentistry\" \/>\n<meta property=\"og:description\" content=\"Have you made the most of your dental insurance? Here are 4 good reasons to use your benefits and see your dentist in Joplin before January.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.youngfamilydentistry.com\/blog\/2019\/09\/23\/have-you-maximized-your-dental-insurance-benefits-yet\/\" \/>\n<meta property=\"og:site_name\" content=\"Young Family Dentistry Blog\" \/>\n<meta property=\"article:published_time\" content=\"2019-09-23T17:45:25+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-10-14T17:45:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.youngfamilydentistry.com\/blog\/wp-content\/uploads\/2019\/10\/AdobeStock_114494603__1571074952_46795.jpg\" \/>\n<meta name=\"author\" content=\"youngfamilyteam\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"youngfamilyteam\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.youngfamilydentistry.com\/blog\/2019\/09\/23\/have-you-maximized-your-dental-insurance-benefits-yet\/\",\"url\":\"https:\/\/www.youngfamilydentistry.com\/blog\/2019\/09\/23\/have-you-maximized-your-dental-insurance-benefits-yet\/\",\"name\":\"Dental Insurance | Dentist in Joplin | Young Family Dentistry\",\"isPartOf\":{\"@id\":\"https:\/\/www.youngfamilydentistry.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.youngfamilydentistry.com\/blog\/2019\/09\/23\/have-you-maximized-your-dental-insurance-benefits-yet\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.youngfamilydentistry.com\/blog\/2019\/09\/23\/have-you-maximized-your-dental-insurance-benefits-yet\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.youngfamilydentistry.com\/blog\/wp-content\/uploads\/2019\/10\/AdobeStock_114494603__1571074952_46795.jpg\",\"datePublished\":\"2019-09-23T17:45:25+00:00\",\"dateModified\":\"2019-10-14T17:45:38+00:00\",\"author\":{\"@id\":\"https:\/\/www.youngfamilydentistry.com\/blog\/#\/schema\/person\/5f50196881400cae8393f0f605af490b\"},\"description\":\"Have you made the most of your dental insurance? 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